An accredited investor is someone who meets specific financial or professional criteria, allowing them to invest in private securities offerings not registered with the SEC. In 2025, the rules have evolved: eligibility now includes not just income or net worth thresholds, but also professional certifications and certain roles within investment firms. The SEC’s latest updates emphasize financial acumen alongside financial capacity, expanding access to private markets while maintaining rigorous standards. If you’re considering becoming an accredited investor, ensure you meet the criteria, prepare your documentation, and understand the risks—private investments are high-risk and illiquid, demanding thorough due diligence.

What is it with Fintech platforms with the word Street in their name? First was PeerStreet, and now YieldStreet. CrowdStreet is another one facing challenges.

These failures are a bit different from each other but at the heart of the issue is poor operational management, and lack of proper risk management. In YieldStreet’s case there are also multiple cases of misrepresentation.